Stopping a Foreclosure Auction in Jersey City Before It’s Too Late

How One Family Avoided Losing Their Home
and Walked Away With a Fresh Start

When a foreclosure auction date is set, it can feel like the end. For this Jersey City family, the bank had already scheduled the auction, and they were quickly running out of time.

Property Type

Single-family home (three floors)

Location

Jersey City, New Jersey

Seller's Situation

Multi-generational family facing active foreclosure with an auction date scheduled

Key Factors

  • Foreclosure auction pending
  • Urgent relocation required
  • Limited accessibility for elderly family

Nowhere to Turn - Nearly Ten People at Risk With Approaching Auction Date

This was a single-family home in Jersey City with nearly ten family members living inside, along with their pets.

The home spanned three floors. The grandparents lived on the first level and could not safely access the upstairs shower. Daily life had become physically difficult.

At the same time, the property was in serious distress. Its condition made listing before foreclosure unrealistic. There was no time for repairs, staging, showings, or waiting for a financed buyer.

The foreclosure auction date was already set.

Without immediate action, the home would be sold at auction and the family would walk away with nothing.

Selling Before Auction Wasn’t Simple

Stopping a foreclosure in New Jersey requires speed and coordination.
But this situation involved more than paperwork.

It required solving several problems at once:

Preventing the foreclosure sale

Relocating nearly ten people

Securing pet-friendly housing

Supporting elderly family members with mobility challenges

Navigating a property in poor condition

There was no room for delays or time to plan.
If the auction moved forward, the outcome was final.

Acting the Day the Home Was Scheduled to Be Lost

On the day the property was set to go to foreclosure auction, our team went directly to the court and bank to intervene.

Funds were deployed immediately to stop the foreclosure and secure the home before it could be sold.

But preventing the auction was only the first step. We coordinated:

A one-month extended stay at a hotel

Two separate rooms to accommodate the entire family

Pet-friendly lodging

A handicap-accessible bathroom suite

The Outcome: Stability Instead of Walking Away With Nothing

The foreclosure auction was stopped.

The family did not lose their home to auction with zero return.

They were able to walk away with funds that helped them relocate out of state, secure rental housing, and start over without the weight of immediate displacement.

What Stuck With Us

When they arrived at the hotel and saw the accessible bathroom, someone quietly said:

“Grandma can finally shower.”

It was a small sentence, but after weeks of stress and poor living conditions, it meant a lot.

Helping people avoid foreclosure is important. Making sure they feel safe and comfortable matters just as much.

“We were fighting three battles in one deal; the foreclosure, the relocation, and the living conditions.”

Sam Dogbe

VP, Acquisitions

Considering Your Options?

If you’re trying to stop a foreclosure sale or sell before auction in New Jersey, we’re available to talk through your situation and explore all kinds of options.

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John

Newark, NJ

  • John was facing foreclosure
  • We helped him stabilize his situation and start fresh
    Today, John’s back on his feet and moving forward
  • Today, John’s back on his feet and moving forward
Get quote

Title

Description

  • John was facing foreclosure
  • We helped him stabilize his situation and start fresh
    Today, John’s back on his feet and moving forward
  • Today, John’s back on his feet and moving forward
Get quote

Title

Description

  • John was facing foreclosure
  • We helped him stabilize his situation and start fresh
    Today, John’s back on his feet and moving forward
  • Today, John’s back on his feet and moving forward
Get quote